# PSP (Payment Service Provider)

> A payment service provider (PSP) offers shops online services for various electronic payment methods, including credit card, bank-based payments such as direct debit, bank transfer and real-time transfer based on online banking. 

Tink Germany is permitted to provide these payment initiations and account information services. For further information please contact our Support (<support@tink-germany.com>).

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With our Maintainer API we provide PSP’s with the opportunity to create and manage accounts for their customers through a dedicated interface.&#x20;
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On request, Tink Germany Support (<support@tink-germany.com>) will grant you access to our advanced Maintainer API enabling you to:

* retrieve, create and edit user accounts

For detailed information, please refer to our [documentation](https://docs.fintecsystems.com/maintainer-api/).

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Please note, that this feature being independent from our XS2A API is not enabled by default.
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