> For the complete documentation index, see [llms.txt](https://guide.xs2a.com/xs2a/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guide.xs2a.com/xs2a/integration-cs/additional-guides/rating-checks.md).

# B2C & B2B Rating Checks

#### **What's the need of a B2C or B2B Rating?**

We will provide you a reliable and qualified risk assessment of the private or business bank account in real-time, fully digital, and automated. This enables you regular monitoring of your customers’ entire financial bank activities.

#### **For which Use Cases can the B2B/B2C Rating add value to you?** 

Some samples : 

* *eCommerce (e.g. deciding on offered payment method)*
* *B2B Loan / Leasing* 
* *B2c Loan / Leasing* 
* *Reevaluating your customers existing liabilities*
* *much more...*

*The account rating does not correspond to a scoring that allows statements about a possible probability of default. probability of default. However, it can be supplemented with traditional credit agency data via our API.*


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://guide.xs2a.com/xs2a/integration-cs/additional-guides/rating-checks.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.