# Simple Pay With Simple Pay we will help you to initiate payments via PSD2 interfaces more simple and less complicated and to enable end-users to successfully execute a transaction with the help of only one SCA. Possible use cases: * PFM providers * eCommerce with low fraud risk **What's important to know about Simple Pay?** Simple Payment can only be used via PSD2 interfaces. In contrast to previous pay transactions, a special feature of Simple Payment is that no Account Information Service (AIS) is executed and required; only the payment in the form of the PIS is executed. *The improved user experience is the main goal.* **What does a transaction without AIS mean?** * One SCA required to initiate a transaction*.* * No account view for a Simple Payment transaction. * No security settings check (e.g. no account balance check) * IBAN has to be provided Simple Payment is only available for selected PSD2 interfaces in **DE** and **AT** (under the condition that the PSD2 transport routes are market-ready). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://guide.xs2a.com/xs2a/integration-cs/features/simple-pay.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.