> For the complete documentation index, see [llms.txt](https://guide.xs2a.com/xs2a/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guide.xs2a.com/xs2a/integration-cs/additional-guides/rating-checks/b2c-rating.md).

# B2C Rating

The FTS Account Quality B2C Rating

![](https://272679900-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F-M8QV58EtY3_qIBQODz5%2Fuploads%2FGoFSqWTaHzYrNA09Sm7K%2FRating.png?alt=media\&token=a1cbb829-538c-497e-a4c0-0e5ee9b689d6)

#### **Which criteria play a role when dealing with the B2C rating?**

**Some examples:**

* cash flows
* income volume 
* consumption expenses 
* negative incidents
* account activity 

**Of course, frequency,  amount, and type of positive and/or negative anomalies determine the impact.**