> For the complete documentation index, see [llms.txt](https://guide.xs2a.com/xs2a/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://guide.xs2a.com/xs2a/master.md).

# What is XS2A?

## Introduction

XS2A stands short for "access to the account".

The XS2A product line consist of three main sets of APIs, that are optimized for a specific use case:

* [**XS2A.risk (Analytics Platform)**](/xs2a/integration-cs/platforms/risk.md)\
  provides a set of APIs that are optimized for single-shot access to the account meaning a user is accessing their account only once. The extracted data can be processed using a number of preconfigured modules.

* [**XS2A.pay (Payment Platform)**](/xs2a/integration-cs/platforms/pay.md)\
  is the white label payment solution. XS2A.pay consists of a payment initiation API, a fully-fledged fraud prevention tool and a rich set of configuration options.

* [**XS2A.api (Open Banking Platform)**](/xs2a/integration-cs/platforms/api.md)\
  is the preferred solution for recurring access to the account.

Every product can be combined with one of the following methods to display the customer-facing process (PIN/TAN entry in the browser).

* [Javascript-Widget](/xs2a/integration-cs/integration-variants/javascript-widget.md)
* [Wizard-API](/xs2a/integration-cs/integration-variants/wizard-api.md)
* [Easy-Onboarding-Template](/xs2a/integration-cs/integration-variants/easyonboarding.md)

## Status

{% embed url="<https://status.xs2a.com/>" %}